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World Consumer Credit Reporting Conference 2025

Conference programme

  • Cancún, Mexico
  • 12 - 14 October 2025
  • Venue: Grand Fiesta Americana Coral Beach, Cancún

Global Outlook on Credit Reporting: Navigating the AI-Driven Future

Sunday, 12th October 2025

  1. 13:00–18:00

    Delegate registration

  2. 18:30–23:00

    Welcome Cocktail

    Venue: Grand Fiesta Americana Coral Beach Cancún

Monday, 13th October 2025

  1. 07:00–09:00

    Delegate registration and networking

  2. 09:00–09:15

    Welcome & introduction

  3. 09:15–09:45

    The GenAI Era: a truly new way to make business

    Objective : A strategic exploration of how Generative AI is redefining business, moving companies beyond mere automation and into a new era of unprecedented co-creation, innovation, and value.

    Speaker line-up:

  4. 09:45–10:15

    Champion-challenger risk models at embedded finance solutions

    Objective: How the combination of traditional credit bureau data, alternative information sources, and embedded finance ecosystems are reshaping credit risk modeling for credit cards. The session will also address the evolving role of credit bureaus in this new data landscape and outline the opportunities and challenges they face to remain central players in the future of credit decisioning .

    Speaker line-up:

  5. 10:15–10:50

    Expanding Data sources to Maximize Fraud Detection; Proof of Life

    Fraud's increasing complexity requires evolving data sources and creative techniques to optimize prevention.
    While most fraud strategies rely on data from traditional sources, such as PII, device and digital, previously siloed data in large organizations may also help identify fraud more effectively.
    TransUnion's family of capabilities in the unified OneTru™ environment allows us to explore and deploy complementary signals to enhance fraud detection.
    In this session, we'll assess the impact of public records and phone data on synthetic fraud identification

    Speaker line-up:

  6. 10:50–11:20

    Networking Coffee break

  7. 11:20–11:55

    Rapid Fire Presentations

    Objectives : To provide the audience with business case on latest development on AI driven risk management solutions
    Biz case #1 AdviceRobo’s Human Centered AI Transformation of Credit & Fraud Decisioning
    Biz case #2 BIK Catching digital fraudsters with AI driven Behavioural Verification
  8. 11:55–12:35

    Credit reporting 3.0: Public Credit Registry and Private Credit Bureau powering the future of credit, risk management and regulatory oversight

    Credit reporting is entering a new era — one defined by dynamic data flows, advanced analytics, and unprecedented collaboration between public institutions and private sector innovators. This panel will explore how strategic public and private partnerships are shaping the evolution of credit reporting, enabling stronger risk management, deeper regulatory insight, and faster, more inclusive innovation.

    Moderator:

    Speaker line-up:

  9. 12:35–13:10

    Unlocking Rural Potential through Data and Credit Intelligence: How Credit Bureaus Empower Inclusive Growth in Agriculture

    The panel will explore how credit bureau based solutions integrating new data source and analytics can support the agricultural finance sector trough sustainable private and public cooperation model. Business case from Brazil.

    Moderator:

    Speaker line-up:

  10. 13:10–13:40

    Business Lunch

  11. 13:40–14:10

    Networking Coffee & Dessert

  12. 14:10–14:55

    Cloud Sovereignty and Security in Credit Bureaus: Strategies and Future Trends

    The session will explore how credit bureaus navigate cloud sovereignty, security, and regulatory demands while embracing innovation. Topics include protecting sensitive data in hybrid cloud environments, lessons from cloud migration and modernization, the role of Confidential Computing, and the future impact of AI, decentralized identity, and verifiable credentials on credit reporting.

    Moderator:

    Speaker line-up:

  13. 14:55–15:30

    The Power of Small Loans: Big Data Lessons from Global Microlending or Lending Small Thinking Big: Microlending Insights from Around the World.

    Over 1.4 billion adults globally remain unbanked, creating a critical need for scalable, responsible microlending solutions.
    In this keynote, Andrea Golden will share insights on FICO’s experience analyzing credit bureau data to uncover cross-country trends, opportunities, and challenges in the micro-lending space.
    Attendees will gain valuable perspective on how data-driven approaches can strengthen micro-lending efforts around the world.

    Speaker line-up:

  14. 15:30–16:00

    Networking Coffee break

  15. 16:00–16:55

    The New Regulatory Frontier : how the future of credit reporting will be impacted by regulation of AI & data

    This panel assembles experts in law and regulation from around the world to dissect the regulatory challenges of AI-driven credit reporting. The session will provide attendees with a global understanding of different regulatory responses in different regions. Discussions will cover topics ranging from consumer protection to data governance and more.

    Moderator:

    Speaker line-up:

  16. 16:55–17:00

    Day One Wrap Up

  17. 18:00

    Departure for the Meztiza restaurant

  18. 18:30

    Gala Dinner at the Meztiza restaurant

  19. 22:00

    Transfers back to hotel

Tuesday, 14th October 2025

  1. 08:30–08:55

    Welcome and networking coffee

  2. 08:55–09:00

    Welcome

  3. 09:00–09:25

    WORLD BANK B-READY – Global survey presentation of the methodology related to Credit Reporting Industry

    Business Ready (B-READY) report assesses the regulatory framework and public services directed at firms, and the efficiency with which regulatory framework and public services are combined in practice.

    Speaker line-up:

  4. 09:25–10:10

    The current state of the credit reporting industry in America and Europe

    Objective : To provide the audience with valuable insights into regional variations in credit reporting practices, regulatory issues, challenges, and opportunities.

    Moderator:

    Speaker line-up:

  5. 10:10–11:00

    Rest of the world- the current state of the credit reporting industry in Latin America, Asia & Africa

    Objective : To provide the audience with valuable insights into regional variations in credit reporting practices, regulatory issues, challenges, and opportunities.

    Moderator:

    Speaker line-up:

  6. 11:00–11:25

    Networking Coffee break

  7. 11:25–11:50

    Sex, Credit Reporting and Scoring

    It is a widely accepted truism that women are better credit risks than men, on average. Yet despite this, women around the world are excluded from access to finance at much higher rates. How can credit reporting and credit scoring help level the playing field for women and help lenders improve portfolio performance and margins? Come hear findings from a forthcoming World Bank report on this topic.

    Speaker line-up:

  8. 11:50–12:10

    Key trends and opportunities for credit reference agencies

    This setting the stage presentation that will provide the essential context for our CEO panel discussion. Gain expert insights into the evolving market trends, challenges and disruptions, as well as the emerging opportunities.

    Speaker line-up:

  9. 12:10–13:00

    Strategic insights from industry leaders – the CEOs panel

    Industry CEOs will discuss the most critical issues facing credit referencing services today. How is the industry powering data driven solutions? What are the new trends in the market? What are the best opportunities? And the threats? How does our industry generate trust?

    Moderator:

    Speaker line-up:

  10. 13:00

    Closing remarks

  11. 13:10

    Networking lunch

    Venue: Grand Fiesta Ameciana Coral Beach, Cancùn

Special Thanks to our Esteemed Sponsors

  • Buró de Crédito
  • FICO
  • BIK
  • CRIF
  • AdviceRobo
  • ANBC
  • SCHUFA